Last updated: April 2025
Written by: Sanjin Hadziomerovic
Comprehensive FAQs for Short-Term Rental (STR) Regulations in Fort Walton, FL
Investing in short-term rental (STR) properties requires an in-depth understanding of local regulations. Below is a comprehensive list of frequently asked questions (FAQs) for STR operators and investors to help navigate the rules in Fort Walton and stay compliant while maximizing profitability.
1. What is considered a short-term rental in Fort Walton, FL?
A short-term vacation rental is any dwelling unit rented more than three times in a calendar year for periods of less than 30 days or one calendar month. These properties are held out to the public as regularly available for guests.
2. Do I need a permit to operate a short-term rental in Fort Walton, FL?
Yes, all short-term rental properties must obtain a Short-Term Vacation Rental Certificate, which must be renewed annually. Operating without a valid certificate can result in enforcement actions.
3. What are the zoning laws for short-term rentals in Fort Walton, FL?
Zoning requirements for short-term rentals are not specifically outlined in the certification process. However, it is recommended that property owners review the Walton County Land Development Code or contact the Planning Department to confirm zoning eligibility before applying for a rental certificate.
4. Are there occupancy limits for short-term rentals in Fort Walton, FL?
Yes, occupancy limits are set at one person per 150 square feet of heated or cooled living space. In some cases, a lower limit may be established during the certification process.
5. What taxes are short-term rental hosts required to pay in Fort Walton, FL?
Short-term rental hosts must collect and remit a Tourist Development Tax (bed tax). The tax rate varies by location:
- South of the Choctawhatchee Bay (South Walton): 5%
- North of the Bay (Authentic Walton): 3%
Additionally, state and local sales taxes apply to short-term rentals. Property owners should register with the Florida Department of Revenue and Walton County to ensure proper tax collection and remittance.
6. What are the safety and health requirements for short-term rental properties in Fort Walton, FL?
Short-term rentals must adhere to strict safety and health regulations to ensure the well-being of guests. All rental properties must be kept in a clean and sanitary condition, with proper ventilation and lighting in all common areas. Kitchens must be well-maintained, with all appliances in good working order and free from odors or contamination.
Fire safety measures, such as functional smoke detectors, carbon monoxide alarms, and fire extinguishers, must be installed. Railings on balconies and stairways must be secure, and emergency exits should be clearly marked. Properties using a non-public water source must conduct annual water quality testing to ensure safe drinking water. Additionally, for buildings with three or more stories, a Certificate of Balcony Inspection must be submitted every three years to verify structural safety. Failure to comply with these regulations can result in enforcement actions and potential fines.
7. How are noise and nuisance complaints handled in Fort Walton, FL?
A local contact person must be available 24/7 to respond to complaints. Noise violations between 10:00 p.m. and 6:00 a.m. can result in fines of up to $500 and, in severe cases, criminal charges. Complaints can be submitted via the county’s 24/7 hotline or online reporting system.
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8. Can I manage multiple short-term rental properties in Fort Walton, FL?
Yes, property managers or agents can apply for and manage multiple rental properties, provided they submit notarized Affidavit of Compliance forms and an Agent Affidavit for each property owner.
9. What are the penalties for non-compliance with short-term rental regulations in Fort Walton, FL?
Operating without a valid Short-Term Vacation Rental Certificate or violating rental regulations can result in fines, legal action, and potential property use restrictions. Walton County Code Compliance officers enforce STR regulations through inspections and complaint-based investigations.
10. Are there any updates or changes to short-term rental regulations in Fort Walton, FL, I should be aware of?
Yes, beginning March 1, 2025, Walton County will enter the enforcement phase of its Short-Term Vacation Rental Certification Program, specifically targeting properties in Santa Rosa Beach (ZIP Code 32459).
What will be enforced?
- Permit Compliance:
- STRs operating without a valid Short-Term Vacation Rental Certificate will be considered in violation of Walton County Land Development Code 2.02.00.Q and subject to enforcement action.
- Property owners who have not submitted an application by the enforcement deadline may face fines or rental restrictions.
- Posting and Advertising Requirements:
- STR owners must clearly display their certification number on all advertisements (e.g., Airbnb, Vrbo).
- The rental property must have a posted certification sign visible from the street.
- Occupancy and Safety Compliance:
- Enforcement officials will verify that rentals do not exceed the maximum occupancy limits and meet health and safety requirements (smoke detectors, fire extinguishers, emergency exit plans).
- Noise and Trash Violations:
- Complaints related to excessive noise, improper trash disposal, and violations of the County’s Sound Ordinance will result in fines or additional compliance actions.
For details on enforcement actions, STR owners can visit:
🔗 Walton County STR Certification Program
11. Can I self-manage my short-term rental, or do I need a property management company in Fort Walton, FL?
Owners can self-manage their STRs, but they must designate a local responsible party who is available 24/7, capable of handling complaints, able to reach the property within one hour, and authorized to act on behalf of the owner.
12. What are the insurance requirements for short-term rentals in Fort Walton, FL?
Specific insurance requirements are not outlined in the county ordinances. However, it is recommended that STR owners obtain liability insurance that covers guest injuries, property damage, and potential legal claims.
13. Are there any local rules regarding hosting platforms (e.g., Airbnb, Vrbo) in Fort Walton, FL?
There are no county-specific rules requiring direct registration with hosting platforms. However, all STR listings must include the certification number, occupancy limits, and parking limitations as required by the Walton County certification process.
14. What are the inspection requirements for short-term rentals in Fort Walton, FL?
Inspections are not routine but may be conducted based on complaints or life safety violations reported to Walton County Fire or Sheriff Departments.
15. Are there any neighborhood-specific restrictions for short-term rentals in Fort Walton, FL?
Neighborhood-specific STR restrictions are not mentioned in county regulations. However, homeowners’ associations (HOAs) may enforce additional rental restrictions.
16. Is there a cap on the number of short-term rental permits issued in Fort Walton, FL?
There is no county-wide cap on STR permits.
17. What parking requirements exist for short-term rentals in Fort Walton, FL?
Each rental property must provide an onsite parking plan that includes a sketch of designated parking spaces.
